Privacy
Last updated: 2026-11-09.
Short version
There is no account, no signup, and no tracking on this site. The budget numbers you enter are stored only in your browser, on your own device. Nothing is sent to a server, because there is no server behind this tool.
What is stored, and where
When you enter income, expenses, sinking funds, and emergency savings, the planner saves them in your browser’s local storage (a small data store built into every modern browser). The data stays on your device. Clearing your browser data deletes it. Using a different browser or device starts with a blank planner.
What is not collected
This site does not use analytics, advertising, cookies for tracking, or any third-party script. There is no login, no email collection, and no contact form. No page on this site loads resources from other domains.
Backups and exports
The JSON backup and CSV export buttons download files directly to your device. The files are created in your browser and are never uploaded anywhere. A backup file you restore is read from your device and stored in your browser’s local storage only.
If this changes
If analytics or advertising are ever added to this site, this page will be updated first to say what is collected, why, and how to opt out — before the change goes live, not after. The “last updated” date at the top of this page will change at the same time.
Questions
This is a small free tool with no account system, so there is no personal data to request or delete. If you want your locally stored budget removed, clear your browser’s site data for this site.